Submitted by Michael Deason
With the new year right around the corner, you might want to do some house cleaning with your old documents. If you do not have a good shredder, it could make an excellent holiday gift to yourself. Look for a shredder that will do “Micro-Cut” and that also will handle CD/DVD and credit cards. Once you get your shredder, start putting it to use.
You might like saving that old ID card from college, and/or an employer, but there is still personal information an ID thief can use. An old license has your driver license number, old address, height, picture and birthday. Part of your credit reporting is to verify previous addresses, so this old information could still be important.
Once you have reconciled your bank statement for the month, then shred the statement. The bank statement contains account numbers, name, address and other information. Better yet, go paperless. Receive an email with your statement each month.
There is really no need to save old pay stubs. Once you receive the money, shred the pay stub. Some of the really old pay stubs may contain your social security number.
If you receive credit card offers or the convenience checks, next time stop and look at them. They have your name already printed on it! All a thief has to do is to change the address and mail it in.
Cut the plastic! Canceled credit/debit cards contain a wealth of information on the magnetic strip on the back. Plus with debit cards, it tells the thief where you bank and the name the account is under.